Company formation in just 3-5 business days. We handle all documentation and submissions.
Guaranteed compliance with Bulgarian commercial law and EU regulations.
Complete the entire process remotely with a Power of Attorney. No travel required.
We compile and properly format your Commercial Register extract and ownership structure details for bank compliance officers.
We analyze your business model and match you with the EMI or Traditional Bank most likely to approve your specific risk profile.
Step-by-step assistance through the video verification and ultimate beneficial owner (UBO) declaration processes.
We review your company's intended activities and jurisdictions to determine the optimal banking route.
We launch the application on your behalf or guide you through the EMI interface, submitting the verified corporate strings.
If you choose a modern EMI (Electronic Money Institution) like Payhawk, Revolut, or Wise, you do not need to visit a branch. Traditional Bulgarian banks usually require an in-person visit.
No. Banks make their own independent compliance decisions based on your business model, but we ensure your application is perfectly structured to maximize approval odds.
We have excellent track records preparing dossiers for Revolut Business, Wise, Payhawk, Payoneer, and other major European Fintech platforms.
Yes. However, domestic banks enforce strict substance requirements (local employees, physical offices). We guide you on whether an EMI or local bank suits you best.
EMIs generally take 1-3 weeks. Traditional banks can take 3-6 weeks due to extensive KYC and board-level compliance reviews.
Typically: an abstract from the Commercial Register, UBO declarations, business plan summary, and notarized passports of all directors.
Traditional banks (e.g., DSK, UniCredit Bulbank) offer full banking services including loans and SWIFT transfers, but require more stringent KYC. EMIs (e.g., Wise Business, Revolut Business) offer fast online onboarding and multi-currency IBANs with fewer in-person requirements.
If you open an account with a traditional Bulgarian bank, you will receive a Bulgarian IBAN (starting with BG). EMI accounts typically issue IBANs from their home jurisdiction (e.g., LT for Lithuania-based EMIs) but are fully functional for EU transactions.
Yes. EMI accounts support SEPA and SWIFT transfers and are fully valid for international business. Many of our clients operate entirely via EMI accounts without a traditional Bulgarian bank. We recommend the optimal solution based on your business model.
Built on a solid legal foundation to protect your business.
Adhering to the Law on Measures Against Money Laundering.
Fully compliant addresses for tax correspondence.
Bank-grade encryption for all your data.
Banking is a critical step — here are the services most often combined with corporate banking setup:
Ensure your shareholder structure, UBO declarations, and director agreements are bank-ready before submission.
Planning to reside in Bulgaria? A local bank account is required — we time both processes together.
One-time banking setup fee plus optional bundling with accounting or virtual office services.
Understand the complete journey from registration through banking to compliance.
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Bundle pricing applies when purchased with a virtual office plan.
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